Are you looking for smart ways to save money as a couple without compromising on your lifestyle? Try these 17 simple ways, and see the difference!
With inflation, rising interest rates, stagnant salaries, an increased standard of living and all the other financial unpleasantness in life, it is impossible to not have to put yourself on a budget.
Middle class couples all over the world are struggling to find a balance between living a comfortable life and having something left in the bank for a rainy day.
The importance of money in our lives
Whether you are single, in a relationship, or raising a family, there is no denying that money is one of the most important things to have in life. It will either make or break the life plans that you have set out for yourself and your loved ones.
Research has proven that young couples today find it harder to set money aside than those from previous generations. This comes as no surprise as the financial system and the way the world operates is not the same as it did years ago.
I for one am sure that my parents had it easier back in the day. By 26, they were homeowners, had secured well paying jobs and had just started a family. Couples from my generation can only dream of owning property and other assets at 26!
Many of my peers are still struggling to pay off their college loans, let alone even think about buying a home and padding their bank accounts with money. The sad reality is that the money that comes in every month flows right out before the next month even rolls around.
We can blame the system, we can blame the government, we can blame the world. Heck, we can even blame ourselves, but at the end of the day, money is short and precious and something must be done.
17 easy ways to start saving money as a couple
Not wanting to miss out on life’s conventions like getting married, buying a place and raising a family, couples the world over are coming up with clever ways to save money without compromising on life’s little luxuries.
Even with combined incomes, sometimes, it is just not possible to have it all. Here are 17 brilliant yet simple ways to save some money as a couple in a bid to become financially secure.
#1 Make gifts. Why spend hundreds on a conventional gift when you can make or do something that comes straight from the heart? Sadly, we have grown up in a world where every holiday is marked with the act of expensive gift giving. From Valentine’s Day to birthdays to Christmas and Hanukkah, to anniversaries, to weddings, the heart and soul of these special days have been overshadowed by gifts.
When did we start accepting that the bigger and more expensive the gift, the deeper the love? Gifts that come from the heart matter more that those made and assembled in China. Whether it is starting a collage from scratch, writing a song, making something by hand, or compiling videos and pictures from friends and family around the world to create one epic birthday video, save money by making, not buying gifts.